Credit Card

Product Features

Visa and Mastercard Business Credit Cards from Credins Bank are designed to meet the needs of clients who hold an account with Credins, whether for everyday expenses or for more significant financial commitments.

Each month, the client can choose to settle the outstanding balance automatically, through e-Banking, or by visiting the nearest Credins Bank branch.

Types of Credit Cards

  • Visa Credit Card – Individual & Business
  • Currency: EUR
  • Daily POS Spending Limit: EUR 5,000
  • Daily ATM Withdrawal Limit: EUR 500
  • Card Validity: 5 years

 

  • Mastercard Credit Card – Individual & Business
  • Currency: EUR
  • Daily POS Spending Limit: EUR 5,000
  • Daily ATM Withdrawal Limit: EUR 500
  • Card Validity: 5 years

Security

Your online transactions are even more secure thanks to Mastercard SecureCode and Verified by Visa (VBV) security features. You benefit from an additional layer of protection through a password chosen by you, which may be required when making purchases from online merchants.

Some tips for using your card:

  • Keep your PIN separate from your card and never share it with anyone.
  • Always check the amount displayed on the POS terminal before entering your PIN or signing the receipt.

Changing the PIN

You can personalize the PIN for your Visa & Mastercard card at any of the Bank’s ATMs. Changing the PIN for these cards is free of charge.If you lose your PIN, it can be reprinted at a branch, subject to the applicable PIN reprinting fee in accordance with the card pricing list.

In Case of Loss or Theft of Your Card

  • Block the card as soon as possible by calling +383 38 780 100 or by sending an email to info@bankacredins-ks.com.
  • Visit your nearest branch, report the loss or theft of the card, and request a new card.

Required Documentation

– Identity Card

– Registration Form (for new clients) or update form for existing clients.

– Card and PIN Code Delivery Form.

– Card Agreement.

– OVD Application Form – if requested by the client.