Credit card

Product features

Credins Bank’s Visa and Mastercard Business credit cards are designed to meet the needs of customers holding an account with the bank, whether for daily expenses or more significant commitments. Each month, customers can choose to settle their balance automatically, via e-Banking, or by visiting the nearest bank branch.

Types of credit cards

Visa Business Card

  • Currency: ALL
  • Daily POS Spending Limit: ALL 1,000,000
  • Daily ATM Withdrawal Limit: ALL 100,000
  • Card Validity: 5 years

Mastercard Credit Card

  • Currency: EUR
  • Daily POS Spending Limit: EUR 5,000
  • Daily ATM Withdrawal Limit: EUR 500
  • Card Validity: 5 years

Security

Your online transactions are even more secure thanks to Mastercard SecureCode and Verified by Visa (VBV) security features. You benefit from an additional layer of protection through a password chosen by you, which may be required when making purchases from online merchants.

Some tips for using your card:

  • Keep your PIN separate from your card and never share it with anyone.
  • Always check the amount displayed on the POS terminal before entering your PIN or signing the receipt.

Changing the PIN

You can personalize the PIN for your Mastercard at any of the Bank’s ATMs. Changing the PIN for these cards is free of charge. If you lose your PIN, reprinting it at a Credins Bank branch costs EUR 2 for Mastercard cards and ALL 200 for Visa cards.

In Case of Loss or Theft of Your Card

  • Block the card as soon as possible by calling 0800 22 73 or +355 4 2274 777.
  • Visit your nearest branch, report the loss/theft of the card, and request a new card.

Required Documentation

– Identity Card

– Registration Form (for new clients) or update form for existing clients.

– Card and PIN Code Delivery Form.

– Card Agreement.

– OVD Application Form.