Debit Card

At Credins Bank, you can get a VISA or Mastercard debit card for your business.

All you need is a current account, and you can benefit from innovative features, flexible usage, and secure payments.

Features and Benefits

  • 24/7 ATM withdrawals.
  • Domestic and international use.
  • Option to issue an additional card.
  • Online and POS purchases.
  • Use in all currencies.
  • Control over expenses and account transactions.

With the Debit Card, you can:

  • Withdraw cash and make payments worldwide.
  • Customize usage limits for specific regions or transaction amounts.
  • Make online payments securely.

Types of Debit Cards

  • Mastercard Business Debit Card

    • Currency: EUR
    • Daily Online/Internet Spending Limit: EUR 500
    • Daily POS Spending Limit: EUR 5,000
    • Card Validity: 5 years

Visa Business Debit Card

  • Currency: EUR
  • Daily Online/Internet Spending Limit: EUR 500
  • Daily POS Spending Limit: EUR 5,000
  • Card Validity: 5 years

Security

Thanks to the embedded microchip, the Prepaid Card offers enhanced protection against fraud and card cloning. As a general rule, when making a purchase, you will be asked to enter your PIN to complete transactions above EUR 40.

Your online transactions are made even more secure through Mastercard SecureCode and Verified by Visa (VBV) security features. You also benefit from an additional layer of protection through a password sent to you by SMS, which may be required when making purchases from online merchants.

Changing the PIN

You can personalize the PIN for your Mastercard at any of the Bank’s ATMs. Changing the PIN for these cards is free of charge. If you lose your PIN, reprinting it at a Credins Bank branch costs EUR 2 for Mastercard and Visa cards.

Learn More

With Visa & Mastercard cards from Credins Bank Kosovo, you can make payments using contactless technology, allowing you to pay without swiping your card or inserting the chip.

Some tips for using your card:

  • Keep your PIN separate from your card and never share it with anyone.
  • Always check the amount displayed on the POS terminal before entering your PIN or signing the receipt.

In case your card is lost or stolen:

  • Block it as soon as possible by calling +383 38 780 100 or by sending an email to info@bankacredins-ks.com.
  • Visit your nearest branch, report the loss or theft of your card, and request a new card.

Required Documentation

  • Identity Card
  • Registration Form (for new clients) or update form for existing clients.
  • Card and PIN Code Delivery Form.
  • Card Agreement.